For example, an ADU is nice for a rental, but not every home buyer wants to pay a premium for an ADU on their property.This would be case by case and property dependent.

In many areas, there simply weren’t enough existing homes for buyers, which created a big opportunity for homebuilders.

As far as credit, you would want a score above 680 ideally to get the highest loan to value on a cash out refinance, but I would aim higher at 720+ as that comes with a significant rate drop.

Wholesaling, for these professionals, is the byproduct of a successful real estate deal finding business, not usually the business. 

I My goal is to have a cash flow. 

@Brett Coultas if you're a newbie, you want to be careful of an "investor friendly" agent selling you something they truly don't understand:(95+% of agents only know how to handle owner-occupied transactions - you can verify this by asking them calculate ROI for you or Cash-On-Cash!

If you think you can look at 5 properties on the MLS and find a "good" investment, you are delusioned.   

I have 2 rentals in SW FL- both have open insurance claims and a public adjuster is involved.My insurance policies renew April/May. I have tried to get quotes for these properties and I haven't found a company that is...

But that is another issue I have, finding a buyer AFTER you go binding vs having a buyer lined up first...but that's for another post. 

There are 9 x buyers for owner occupied houses than there are investor buyers.