Oregon used to be really fast to when you were BY RIGHT  I did a project in Lafayette Oregon 110 lots and got pre lim approvals in 120 days on that one but that was 98 or so.. :) now things are taking at best 1 year to realistically 18 months to 24 months for full approvals from what I have experienced. 

Fast forward to today and I am financially free with in Painesville, Ohio a 27 unit, 24 unit, 21 unit, 20 unit 15 unit, 12 unit, 8 unit, and 6 unit.  

I would run away from these monsters as fast as possible.

Then months later, I received a copy of the court paperwork.4) Fast forward to last month.

You mentioned that your DTI is over 50% with less 10% down, so that's not an option....that 50% limit isn't necessarily a hard-and-fast rule, so you may still be okay @ less than 20% down (not to mention not all lenders calculate income the same way).

Smart tech, such as fast Wi-Fi, streaming services, and keyless entry, consistently gets positive feedback, as do luxury bathroom additions like plush towels and rain showers.

This market now offers not only excellent cash flow but also strong appreciation, creating well-rounded investment opportunities.The 60 strongest housing markets heading into 2025 - Fast Company

And if your investor friend’s private loan helps fill in any gaps, it might be worth considering that short-term pain for long-term stability.What do you think you’d focus on first... paying off that line of credit as fast as possible or jumpstarting the renovation to boost cash flow right away? 

Fast forward to when they were there (but not the designer, she never went and never told me she wouldn't go) I see my card was charged a huge amount, including an additional 5k from her own company, above and beyond the 7.5k I had sent her!!

I agreed to accept 80% under the City of LA program because I thought it would be a somewhat fast payment and it'd be nice to get the tenant caught up.