So here I am today...Long story short, I am in a wheel chair and have been on disability for about 5 years.

As for an emergency fund, I am insured to the max with life, health and disability for long term emergencies and can pull up to 50,000 penalty free from my IRA for any short term needs.

After purchasing the house, I am on the Liver Transplant List, collecting disablity.  

Tools: Disabled Vet - No funding fee, + d.v income, high VA loan limit SFR-Multi, 100k + base salary, good (enough) credit, 61k of entitlement x 4= 244k loan limit guarantee left before down payment.Some ideas I have: Purchase a distressed Multi Unit & Renovate (a tough nut to crack), Buy land & use a va construction loan for a multi, could use a HELOC from my SFR if I need funds.

I'm disable from a back injury and tired of just waiting on a check each month.

At the moment she barely has an income, but isn’t disabled.

SS pays for:Retirement, Disability, family benefits, Survivors benefits, and MedicareThis is the best Risk management.

I received a hot lead from a motivated seller who wants out of her house for the following reasons:- Seller cannot cover mortgage alone so abusive daughter lives with seller to help pay mortgage (daughter arrested for domestic abuse)- Seller is elderly and medically disabled (low income)Any advice on how to help?

Self employed contractors dont need workman compensation insurance but it's kinda dumb to not have some form of a shortterm disability insurance if you dont have workmans comp.

About myself: 100% disabled (Permanent & Total) VA rating veteran.