always thought about wholesaling, i’m a mail carrier so i see all types of houses. what’s the most you ever made? 

The topic was Transaction Analysis- specifically one data-driven strategy for narrowing your investment search to a particular area by looking home sale trends in various school districts and cross-checking that data with USPS carrier routes. 

This is after a double digit percentage increase last year.The only 2 options, if I want to hang on to these properties, are:1) increase deductible2) change carriers, to a lesser reputable carrier (think rated B or lower on AM best)Is there anything I am missing and how are you coping?

They look like a decent carrier so far.

Shawn,Only your Insurance Carrier can make a determination of whether or not a loss is covered by the policy.  

With forced air systems for instance a carrier system or a trane Has more expensive parts than a Goodman system.

@Stanley J Black and @Jeff Nash can help find a carrier for your property. 

@Joseph Pisano You may want to reach out to an independent insurance agent that can send in the insurance application to several carriers underwriting departments and shop the business around.

Even short term rental itself is not a risk that most carriers are willing to price. 

Even though it was reported as vacant, we were denied the claim by their carrier, due to there being no working smoke detectors found.