We moved into a house 6 mos ago, every since we moved in my husband's health has gotten worse he is 52 he has became extremely fatiqued, sinus probems has gotten worse, I was working at the time until 6 wks ago I would feel exhausted, you name it, I would push myself to go to work after I got to work I would get to feeling better then weekends came I couldnt hardly move fatiqued, pain all over my body now thatI am on medical leave due to getting ready for surgery my symptoms has gotten much worse I am chronically fatiqued, asthma attacks left & right every other day I am having an attack, so were both going down hill a couple mos ago we told the landlord we noticed some mold in basement he sent someone over to take care of it however all they done was paint over it, we noticed it was bleeding back through the paint we emailed the landlord told him of this, told him we felt this house is slowing killing us cause our health is going down hill he said he would let us out of our lease with no penalities, I am scared that our health is damaged by this & were oging to get out of here our health be so damaged we need medical attention, etc & we cant afford this, we also done a mold test & both tests show mold in container however we really dont have the money to send it off get tested especially now we have to move & be out the money for that.

I would exhaust all my conventional loans first and then to continue to build you will eventually have to look at other financing options, so take the easy loans while you can still get em!

You can also install a lint trap on the exhaust that allows you to catch the extra lint. 

It is not exhaustive by any means, but does have a lot of valuable information in them.

.$30KClosing cost around $10kBrought to the table $10,901.Mortgage $1,225 @ 3.5 % 30yr All in cost me around $35k out of pocket. ):---------------------------------------------------------------Rehab to move in two weeks * Paint whole inside + basement*Gut and repair bathroom*Remove glass/mirrors one wall living room* Replace/Repair range over stove/exhaust* Dispose of all garbage.

Still and all, it was emotionally exhausting just 'not knowing' if we would get there in time!

Use the refi first, after that's exhausted think about the Heloc.

We want to recoup our losses (we'll be exhausting our savings) so we can have ANOTHER down payment after a year or so.

Once you have the inspectors report(s) you could talk to a contractor about bids, and draw up a budget.And that's would not be an exhaustive list.The fact you know so little about this, means this large of a renovation will be more risky for you than for someone who has done it successfully before.

And it isn't that I don't want to do that, or couldn't physically do it, I could force myself but if I am already barely absorbing what I am studying because I am always exhausted then getting less sleep would just make it worse.