It still works.This doesn't work with every carrier.

To make things more confusing, I have seen direct recognition insurance carriers have better results over their counterparts. 

This is my brokers response when I asked about it: "I’m not sure why now converted dwellings (buildings that original use was for residential and then converted to commercial use) are an issue with some of the carriers."

Find yourself and work with an independent insurance agent that has access to multiple carriers. 

I am currently in the employee benefits arena as a sales rep with a multi-national insurance carrier.

In the meantime, the postal carrier became my best friend by referring everyone to me who was in the neighborhood searching for a rental. 

A $200,000 duplex might have identical rents in municipality “A” and municipality “B” but the property tax rates will vary, local regulations will dictate licensing requirements, labor rates will vary &  the particular location will dictate insurance premiums since insurance carriers will weigh local replacement costs and whether the municipality is viewed as being a “plaintiff friendly” in arriving at insurance premiums.Better situated assets will attract better tenants.

Our mail carrier had no idea, and she did not know that we had an additional address.

Hey JD,I work for a company that provides CNAM (Caller ID Name) data to phone carriers.

Thanks for the shoutout @Ryan Carriere Hope all is well!