The porch was filled in with foam on the 2 inch split through the cement, but it has pulled further apart since this filler was put in. 

Yes, insurance rates have taken off like a rocket in recent years, and they do inch up annually.

You might be spot on with RP... although it is tough with the lack of access based on which departments you fall in.I know I have a long road ahead of me and have about 70% of that invested in the stock market already, so in the next 6 months I think I can inch my way closer to be around that 50k reserve mark above down, with ideally some private lending from friends/family to further me along.I appreciate the book recommendations, lender proactiveness information, and meetups are definitely in my near future.All the best,Jack

If you're working with standard cabinets, lowers end up 36" tall, uppers go to 54" on bottom and 84" on top (30 inch cabinets) which puts the top of the cabinet at 7 feet.

I put down luxury vinyl planking throughout the house and 4-inch base, except for the kitchen and the converted garage that already had tile.

You can also put a thin sheet of 1/4 inch drywall over the top.

. = $198 per yard poured and finished. 5 acres at 6 inch thickness (check zoning). 5 acres in Yards (since cement is sold in cubic yards)= 4,840 sq yards x 5= 24,200 sq yards. 6 inch thick concrete or 6/36 inches= .16 yards thick. 24,200 x .16= 3,872 cubic yards. 3,872 cubic yards x $198 poured per cubic yard = $766,000.

@Matthew Paul any idea how many inches deep the crushed concrete needs to be?

I am guessing they are not thinking fire sale price and as they inch higher, you may feel a little squeeze depending on how comfortable you are with working with this asset class and portfolio.  

Our contractor has suggested Engineered Hardwood for the common area because it's thicker (1/2 inch thick) vs LVP and so the transition from the bedrooms to common area hallways will be smoother.