Most hard money lenders will expect you to have skin in the game.

Rather than getting irritated and unsubscribing immediately, I occasionally open one and read it.

Seller financing opportunities and structuring deals where you can get credits at closing to lower your skin in the game. 

It's the skin in the game that should attract the serious.

If you are new (especially when Realtors are involved) you may be pushed for more skin in the game.The more you sell your ability to do the deal as agreed the better off you'll be, but don't scare them with hype.As to terms, balloons are usually 3 to 5 years, but can be longer.

Yeah...thats enough to make my skin crawl also.

Keep it simple.Have skin in the game.You don't want to find yourself in a situation where it's you vs. the "little old lady" that you somehow took advantage of.

What the seller wants is for the buyer to have skin in the game.If they let the property go it is going to feel painful for them so they will fight through the hard times to keep the property performing.If a seller owners finances and the buyer puts little to nothing down it can be a major mistake for a seller.So I run into 80% pretenders and 20% REAL buyers.There are many things to invest in you just have to know what you are doing.You can get in for less than 20% but you will be eaten up on the interest rate.You have to find a seller in a very weak state to owner finance and agree to hardly putting anything down with a great rate.Banks for a great rate want 25% in my area.

he called me the next day and likely assumed that i hadnt checked yet or needed money so bad he didnt care, it was worth a shot, i didnt say anything to him about the bad card i acted normal so hed meet me. i was stupid and met him at my place, he handed me the card and i reached in my pocket and handed him the bad card and said were even see ya.. he bitched and moaned for awhile then started threatening me - i was already irritated so long story short there was a fight and he stabbed me.

There is more than one way to "skin a cat" and to close a short sale and avoid a foreclosure!