The value of the property is fairly easy to establish, the problem arises when the assessor is pretending a property is worth $80,000 that today is worth $30,000.    

Plus my wife and I even before getting into real estate investing would go to open houses and tour apartment complexes (pretending we needed to move) on date nights.  

The whole redemption bidding/upset procedure you have there definitely throws some wrinkles into it, which I don't pretend to understand.

Never pretend to be something you are not.

Juan Mendoza Side note, say this out-loud and pretend it to was said to you: "This work is was done by an awesome experienced contractor...who doesn't know when they do or don't have to pull a permit."

Describe one material fact about your own home that you would have to disclose to a buyer if you were selling – if you’re renting, pretend you own the place. 

A good way to know if this is the case is to send a fake tester email to your realtor pretending to be someone interested in the deal asking for a showing.

You can pretend, but that's about it.

[lets pretend it is $2500 for combined buyer and seller, I like numbers and atm I have none... ;)  ] Ok so you NEED 169,000 + Closing Costs (2500) so you know that is 171,500 You market it for 179,900 as an FSBO and offer easy terms with Credit 560+, If the bank said "NO" we may say "Yes!"

In fact, that situation occurs quite a bit when son pretends to be dad,  after dad dies, in a clever maneuver to avoid probate.