I am about to speak in generalizations that may not apply to your policy.Most personal insurance rental policies provide liability coverage only when the bodily injury or property damage takes place on the premises (or on the actual property).

What are your thoughts of a community recycling program focused on scrap metal for cash?

The house is solid, with a new metal roof, and an old, yet solid stone foundation.

@Leila NosratiFollowing are the similarities and differences between the solo 401k and the self-directed IRA.The Self-Directed IRA and Solo 401k SimilaritiesBoth were created by congress for individuals to save for retirement;Both may be invested in alternative investments such as real estate, precious metals tax liens, promissory notes, private company shares, and stocks and mutual funds, to name a few;Both allow for Roth contributions;Both are subject to prohibited transaction rules;Both are subject to federal taxes at time of distribution;Both allow for checkbook control for placing alternative investments;Both may be invested in annuities;Both are protected from creditors;Both allow for nondeductible contributions;Both are prohibited from investing in assets listed under I.R.C. 408(m)

Just an update, we got 4 students in there and met all the parents as the kids were moving their things in.

In other words, even though Schwab also offers Solo 401k, their Solo 401k plan document restrict you to only investing in stocks and mutual funds; however, by using our Solo 401k document, which allows you to serve as trustee of the Solo 401k and invest in alternative investments such as real estate, precious metals, tax liens, promissory notes, private stock, etc., as well as process Solo 401k Loan, Schwab is not involved in the administration of the Solo 401k.In other words, Schwab's role is to provide the brokerage side to the account.

Studs, with prolonged exposure, can develop mold colonies, and metal (like nails and screws, metal bathroom fixtures) will rust.

If the crack goes all the way through the metal also she severely dropped something in it.  

Generally one is limited to: Real Estate, Businesses, Trust Deeds and Mortgage Notes, Forex, Tax Liens, Private Stock Offerings, Private Partnerships, Private Placements, Limited Liability Companies (LLC's), Notes, Franchises, Hedge Funds, Stocks, Bonds, Mutual Funds, Foreclosures and Pre-Foreclosures, International Real Estate, Leases, Lease Options, Loans, Joint Ventures, Coins, Precious Metals.

You should be able to find a local GC that does turn key metal buildings to give you some rough numbers.