(as I finished writing this I can hear my Indian friends laughing saying "already been doing that" lol)

Hey Zach, I also live in Spring Hill and i'm an army veteran.

Do. understand the contract clauses that let you CONTROL real estate without commitment and assign for early profit out.Wishing you good luck, thanks for your service, I was in the Army from 1959-1962, served in Germany, discharged after three years of service at 20 years old, started  learning about creative financing and leveraging real estate at 21.

Investment Info:

Single-family residence buy & hold investment.

Purchase price: $290,000

Cash invested: $86,000

Single Family 3/2/2, 1152 sqft, used as an Airbnb. Purchased is it December of 2022...

An ARM is an adjustable rate mortgage.

Arm is very good if you have plan. 

What @Steven Wallace said is correct though.. there are some areas zoned for STR's, and Indian Rocks Beach, downtown Dunedin, and some parts of Treasure Island come to mind. 

Hi, I’m about two years away from retiring from the US Army at age 52, looking at rentals as a new source of income so my wife can scale back or quit teaching piano.

Over time, it looks like the appreciation tracks similar to the national market but has increased more than the national market the past few years (Redfin condo data).As for the ARM, I was able to get a better rate today and plan to refinance down the road when rates come back down.

If I go with ARM, I will have a healthy reserves fund starting out and cash available for a down payment for the next property (~1 year later).