(months of supply would help you decide if the market is either in an uptrend or downtrend which would help with deciding a possible ARV while the days on market would help you decide if that 6-month closing time frame is realistic) Either way, at least where I am on the East Coast the market is very much still a seller's market with many people moving up from NYC we simply just don't have enough supply to support the demandAlmost done ;)Now for your EMD... that was a bigggg mistake, 10k EMD is high I would have kept it at around 1% of the purchase price so about $3700 but rounding up to 5k could have made them feel better(If they asked for that I would have at least countered and come down closer to 6k)I am also worried because you said you are worried that there might be too many things wrong and you don't want to lose your money...

A round amount isn't a good idea. good luck to you.

For you US people to get what I'm talking about: Oslo is more like San Francisco or Bay Area, with more money, better climate and quality of life, while Bergen is more like Phoenix (just replace the crazy heat of Phoenix with rain every day all year round except from a couple of months during the summer).Rental yield will be a lot lower in Oslo and it would be more of a speculation on price appreciation, while Bergen would be more of a conservative bet with higher yields but prices appreciating a lot slower (Oslo: 15-20%, Bergen: 4%).The most practical would be to invest in Oslo where I live so I could get some economy of scale, but then I would lose the diversification bit and could potentially be really ****ed if the market turns too soon. 

It's more like 1.5 years that I've been adding to this list (I rounded up), but, yes, more urgency makes sense.

What I don't understand why the court would do that one more round after paying tax.

They will first go to a 7 day lottery round where only government agencies and non profits can bid.

Closing the deal with cash will have closing costs but then to refinance to repay the HELOC will have another round of closing costs.

I also suggested that they reserve one or two of the round tables at the lunches for us BP folks to sit together and they are all in for this as wellSo...........if you plan to attend, please post here so we can gather a head count for badges and lunch.

In the end, though, it's an experience that is helping us to prepare for the next round of purchases this year....just have to factor in the extra time and travel costs.

(They bid against you, but they seem to know where you will stop eventually after a few rounds.)