@Romane DaleyYou can't borrow from an IRA; the only way to access IRA funds for personal needs is to take a distribution, which would be taxable, and penalties on top for premature distributions. 

$650k won't go very far for a multifamily.Most multis in MoCo are in Takoma Park which has extremely restrictive rent control.

HOA can be too restrictive and can change the ruled on you and add even more fees.I would steer clear of HOA properties.

I'm planning on using it for cold calling so the premium all access package with a 200 contact info limit is simply not enough.

Somewhere like Orlando, you need a pool or at least access to one.

Perhaps a family member, who owns real estate can partner with you to get around the first time buyer restrictions with DSCR lenders.

Must have road access (any way to filter this besides checking GIS Maps one by one?)

I got my Realtor license a few years ago thinking i could save the commission and get access to more deals.

Common locations for supply lines to fail are where male threaded galvanized pipe is threaded into brass or copper valve and fitting bodies  (due to galvanic corrosion)  and hot water lines will rust up so badly as to start restricting water flow or begin leaking a decade or two before the cold side fails similarly.   

You can upload it to apartments.com after for everyone to have access too.