Hope this helps - feel free to PM me if you have more questions or need clarity on what I said above.

No clarity on closing yet. 

We are still trying to figure out where our niche is, but we know we'll gain clarity as we simply begin to take action.

Hey guys, I'm looking at buying a multi-family house hack in SJ and wanted to get some clarity on the rent control laws:1.

The clarity you provided is much appreciated. 

Congrats to you for the aggressive growth strategy, and for having the clarity of mind to learn a lesson instead of get discouraged and quit. 

When you can answer those questions, you'll gain so much clarity in what's next for you.

If you can provide some clarity on those then the community can give you some better guidance.

Get some clarity.

YNAB does push people to prioritize money/goals and enable them to set money aside which enables them to achieve their goals much faster due to this clarity and focus.Case in point, I just had a friend who has been using Mint.com to track expenses for the past 1.5 years and just switched to YNAB in the last 2 months.