Best of luck after 15 offers it because pretty normal unless there is an anomally.

Is it normal for RE companies to ask prospective agents who have not even taken the Nevada exam to sign a contact? 

I intend to handwrite the addresses, but print the letter on normal white paper. 

You'll likely be charged a higher interest rate than a normal FHA loan and there are more closing costs associated with it. 

I don't know what SDAT is but normally you would look to see who is paying property taxes.

As you can imagine, being an out-of-state investor brings many concerns on top of the normal!

With a normal mortgage, and Post Oct 2015's regulatory changes slowing things down (TRID), 11 days to keys in hand is my personal record.

So for the stock market to come down 800 points from an all time high is normal.

One of the more important ones are the cash flow and added value that can be provided that you normally don't get in singles. 

to be some upside that I am missing in my valuations:Purchase price:  495,000Units:                      16Rental Income:      8,400/moDown:                    20%Down:                    100,000Closing:                      6,400Repairs:                    16,000 (assume 1,000 per unit)TOTAL INVEST:     122,400Costs:  Debt:                  2,800.00 (6%)   Taxes:                   690.00  Insurance:            200.00  Sewer:                   800.00  Heat:                  1,200.00  Yard:                       40.00  Garbage:              300.00  Cap Exp(3%)        252.00 (Lower than I normally go)  Repairs (5%)        420.00 (300.00 per yr/unit)  Mngmnt (10%)    840.00  Vacancy(7%)        588.00  Screening              40.00 (tenant screening)TOTAL COST:     7,600.00 (rounded)Monthly CF:          800.00 (yikes...…...50.00 per unit!!)