There is a distinct difference between a home and a investment property.

This contradicts what I have read about the distinction between 'maintenance'  and 'preparations'.

as @Jack Martin summed up and adding to what @Frank Rolfe said, the important key here is to not get caught up in POH vs TOH but to understand the math behind calculating them and understanding what Frank says when he makes the distinction between lot rent being income that can be capped (real property) as opposed to POH rental income that cannot be capped ( personal property). 

Another key distinction is you can have Actual Cash Value or Replacement Cost on any of the 3 coverage forms. 

Two very distinct population sizes I know, but they seem to have similar price points and good inventory, and their proximity to each other make it viable to double up on volume.  

Either one will have a very distinct odor that will be very conspicuous.

Combining his familiarity with the area and continued research into the investing market will give the company a distinct advantage . 

The tactical distinction becomes important if the buyer defaults in the mortgage or deed of trust is foreclosed.When the property is sold subject to the mortgage, the buyer is not personally obligated to pay the debt in full.

Could you refer me to the place in RESPA where it makes a distinction between the buyers loan and the seller's loan?

I'm making a distinction between liability under a property report, which is what Fast Title is selling and liability under a title commitment which Fast Title does not offer.Under the former, Fast Title advised me they would return the amount paid for the report if they missed something, but a claim for additional damages based on reliance on the report would need to be submitted Lloyd's.