It's a little tough when you only have 1 property (because sometimes the entry-level fee charged seems high compared against 1 property.)  

You can use the cap rates to compare if buying multiple 10 unit properties or two 30 unit properties. 

It is a good policy, not catastrophic coverage, it compares to the policy I had at my old job except prescriptions are a little more expensive.

You should have 100K or more in equity to protect before it makes sense to spend that money - compare that with how much you spend in annual insurance for the same property/equity.3.

I've explored this option the least and don't fully understand the benefits of a 1031 exchange compared to our other options.4- do nothing, continue to let the property cash flow.

Take out a lower(comparatively) rate CES for 6 months with plans of paying if off in full say after selling the asset.CES(Long-term)- Perhaps you're risk averse, and want a fixed rate long term, with consistent payments and don't have plans to pay off the note.

I can barely get firms to look at columbus with 10x years of experience thats mostly for ground up. the average house cost is still less than 100k which means you have a lot of houses to tear down still to create a housing shortage. the economics don't make it favorable for any type of investing but turn key or maybe ground up in the urban core which works in any city. but compare any of these cities, I'll take Indianapolis, Chicago, Minneapolis, and columbus and Milwaukee and pass on the rest. 

For residential, compare the actual rents (*not* rents suggested in a proforma) with properties currently for rent and with historical rents for similar properties using sites like Zillow and Rentometer.

**Lower Initial Prices:** Buying early often means securing a unit at a lower price compared to completed properties.

They decided to sell and wanted $50,000 more than comparable units.