@Benjamin Lapidus gave a great first person account of how projections can be off.

@Benjamin Dutil Most conforming loans and portfolio loans are going to require 60 days of statements (so you need 60 days of seasoning in the account to get past this).

Thanks very much @Benjamin Burket @Jeremy Marshall and @Craig S. !

@Benjamin Richards Seeking legal counsel is the best advice - did you sign the lease agreement?

Please keep us posted on how much time it took to DIY it and your response rate @Benjamin Blackburn! 

Originally posted by @Benjamin Pekarek:Originally posted by @Esaul Viramontes:Originally posted by @Ryan Baker:I'm in Sarasota! 

@Benjamin Cowles One potential way you could do it is to write in the contract that you will take out your entire down payment first at the end prior to the both of you splitting the profits.Since this is your first partnership, i would advice you pay an attorney to write up a contract based on the split amount you agree on.

Originally posted by @Benjamin Cowles:Okay, never mind, as if anyone's paying attention anyway lol, but I was calculating my loan costs based on the down payment, my 20% portion rather than the actual loan of 80% of the $420k purchase price.

Look up Gary  Benjamin or Jennifer Chirco, there are many out there. 

That's Benjamin Moore low luster exterior.