The builder lifted his old gray head-“Good friend, in the path I have come,” he said,“There followeth after me todayA youth whose feet must pass this way.This chasm that has been naught to me,To that fair-haired youth may pitfall be.He, too, must cross in twilight dim-Good friend, I am building this bridge for him.”Will Allen Dromgoole

It is an FHA loan with 3.5% down (a hair under 14k). 

Property Management, Insurance, Vacancy and rent is based on market research.Anyway, am I splitting hairs about the Cash-On-Cash, especially starting out, or is that a deal-breaker? 

I semi held out and I played I am a lender card and I owe this amount and can't take any less to clear the loan because I had assigned my beneficial interest to my commercial bank and they would not take a short pay  Blah Blah blah.. and they paid we enough to get whole on the loan.. where as if it was fair market I would have probably taken a 50% hair cut.just stick to your price if you think they need you...

Even for a DIY campaign, you can use a laser printer and Microsoft Excel / Microsoft Word to create customized white letters.  

My other friend Derrick E. can tell you stories that will turn your hair white.People WILL look down on you, especially in the beginning, and it's a very tough slog to get started.

I'd say get a haircut and get a real job, but your hair looks fine.Get a job, save the money, like the other folks said.

I have a potential tenant who runs a legitimate local business-a hair salon.

My banker is awesome; she saw the value in it and helped me keep from pulling out my hair over these last three months dealing with that nonsense. 

I would not want something so large that I would be pulling my hair out to lease the building.I am just curious as to what is the average loan size for construction that I could receive based on my available assets, if someone has a scale that shows the range of potential loans by available equity, that would be helpful as well.