A 100 year old tree, weakened by drought, it could die.

As to the se one piece of advice here, the moment you contact the list agent and ask that question, they are going to immediately know you don’t have your own cash and you will have weakened your potential offer so again, I go back to the first piece of advice.If you go about it without agent representation, then you need to know how your investor/partner/money person is securing the funds with you.

But on the flip side I know the appreciation value is good and that even in a market correction the demand for homes in the bay area isn't showing much weakening.

Whatever causes us to be dependent on someone else for decisions or resources we could provide for ourselves weakens us spiritually and retards our growth toward what the gospel plan intends us to be."

They don't have a financial interest in your property but they do carry the same risk as you and therefore should be protected.Adding them to your policy will not increase your premiums or weaken coverage.

Typically printing money would weaken our dollar and cause inflation but everyone is worse off and thus we really aren't feeling the affects.

It weakens the joist significantly.

If it went through the joists it would significantly weaken them, if it extended under the bathroom you would see it running the length of the bathroom under the ceiling of the lower floor.

This salt reacts chemically with the cement in the concrete and weakens the bonds with the sand and rock and you see the concrete begin to crumble. 

It will weaken your case if you need to ever go down that route.