I told him my buyer was going to be a white collar professional in late 20's to early 30's, 0-1 kid, income of this, credit of that, drives these types of vehicles, etc etc, ADN than the ballzy shot of shot's, I gave 3 places of employment.

Tax lien per definition is not a liquid type of investment vehicle so that has to be put into consideration when defining your strategy.

My product is contract sales and Real Estate is merely the vehicle to get from A-B. 

The other is vehicle, personal loans credit card etc.  

My liability insurance (contractor) has gone up substantially as well as commercial vehicle insurance.

I am better off investing in 'life settlement' vehicles than real estate.  

Well, I’d say that the free market is the most moral vehicle humanity has had in our history.

As additional precaution I use MBAinsurance.net which is one of the only insurance providers that allows you to rent personal LSV vehicles, Mopeds, etc.. to others for income. 

My umbrella policy is far greater than what most people need and far more costly but it is distributed across all my units and includes a fleet of vehicles and other toys.  

A qualified retirement plan, such as the eQRP are the preferred vehicle for our investors.