I primarily invest in buy and holds, but I do a little bit of everything including fix and flips, airbnb's, mid-term rentals, and wholesaling.

Will I be able to overcome it's reputation in getting mid term renters?

If I understand correctly; the seller would receive 80% ($40,000) directly from the mortgagee at closing and would enter into a personal agreement with me for the 20% down payment ($10,000) in which he would be reimbursed separately from my mortgage payments at a separately agreed upon rate and term?

With countless loan options, complex terms, and strict lending criteria, it’s easy to feel overwhelmed.

I would also never buy a short term rental in an HOA - it's just one more entity that can tell you what you can or cannot do. 

Hello everyone, I have seen in this forum a lot of people who have experience and passion.I am also passionate and want to invest in real estate for the long term.

Specifically, short-term rentals can help you get REPS status.

You’d need a clear exit plan and enforceable lease terms to protect your investment.Think about the following:Tenant Risk – Can they truly recover financially, or will you face another eviction situation?

I provide short term rental furnishing and renovation finish list that includes paint colors, light fixtures, cabinets etc.

It'll be confusing in the short term, I think people assume it's inflationary.