Stephanie I recommend maybe looking to post this in the group on note investing as that is where many are active about those who invest in notesReal Estate Tax Lien & Note Investing Forum | BiggerPockets

.➡️ Public Records: Look for properties in probate, foreclosure, or tax lien situations that are often more motivated to sell.Pitfalls to Watch Out For:⚠️ Condition of the Property: Off-market properties can often be in rough shape, so be prepared for repairs and factor that into your deal analysis.⚠️ Seller Expectations: Be cautious of unrealistic seller expectations or sellers who are just fishing for offers.⚠️ Title Issues: Without a thorough title search, you might inherit legal headaches.Hope this helps clarify why off market deals are so valuable.

Hey Andre,There are multiple HELOC products out there which can close fast (within a week) & are not based on Tax Returns etc. and will still take income as long as your friends income is getting deposited into the Bank account. 

Pros to DSCR: 1) No tax returns...this means, if you are self employed or have a lot of rentals, you can maximize the tax advantages and claim expenses without having to worry about showing income to qualify for more homes.2) comparable rates to conventional lending and still 30 year fixed terms!

The best option depends on your goals, liability concerns, and tax strategy, with LLCs often offering the most protection.Talk to an attorney.

Assuming your debt is SUPER cheap and only costs you 12% you’ll save $22,800 TAX FREE  So the combination is saving $60k at 12% (or more) is $7,200/yr and $130k in the bank at only 4.5% is another $5,850/yr  so you’re over $13k GUARANTEED instead of a chance to make $7,200 before taxes  

There are many reasons we transitioned from NY to TN:Taxes: Tennessee's tax-friendly environment means we get to keep more of our hard-earned money.

Sell or 1031 Exchange: If the property is no longer viable as a rental, you could sell and reinvest in a STR-friendly market through a 1031 exchange to defer capital gains taxes. 

Join Dallas REIA, BiggerPockets forums, and local meetups to network with tax strategists and title companies who can streamline your deals.

That's a significant amount of after-tax savings to accumulate.Investing in a city with an average annual appreciation of 8% can be a game-changer.