For illustration purposes, the windows are a 4 week lead time so you put the window order on your card and once they are installed, your lender releases the funds and you pay down the cards.I see too many “Gurus” teaching new investors how to use credit cards to cover down payments and they teach this because it creates the false perception that anyone can buy real estate with or without savings.

My professional goal is to become a “sophisticated investor” and I am seeking any sort of Jr.

I believe for the more sophisticated investors, reasonable rent control (such as AB1482) will increase profits.  

Sophisticated buyers can find the best deals (after the auction!!) 

In a scenario where the landlord resides in the same building, It may be wise to hold off on making substantial investments in the apartment where the landlord plans to reside for the first 3-4 months,This approach can help prevent any perception of discrepancies in the living standards between landlord and tenant.

My personal opinion is that unless there is no other way to sell the house, subject to should only be used when BOTH parties are sophisticated investors.  

These scams are getting more and more sophisticated, many are actually getting by title companies, so they need to up their game IMO. 

The "sophisticated" models all for more inputs and/or better refinement of assumptions.  

Tenants are typically much less sophisticated than their landlord. 

Maybe your perception was different, but I remember the sense we had at Wacker Neuson going through rounds of layoffs, dealers defaulting, order cancelations and no sense when the construction equipment industry would recover, or if there would even be a full recovery - ever.. nobody had ever seen anything like it. 2008 was bad, I think Lehman Brothers collapsed in October, by 2009 we had to assume the equipment industry would never be the same.