I tend not to provide financial advice but would say as I get older my risk profile will continue to decrease.

Like say a Panera Bread on Kennedy Blvd?

Some say a local commercial lender is the best bet, but in certain areas even the local banks don't want the "risk" of a multi-family turned into a boutique hotel. 

Let's say a house is listed for $400k.

In hindsight, I wish I would've taken that money and used it toward a down payment on a property in a better area--say, a fourplex in the Valley or even some of the parts of South L.A. that are on the up and up.  

I'd probably say a %.

EGO'S.I was going to say a word that starts D and rhythms with prick.Men are very we weird that way!!

Are you married to a fourplex over say a triplex or duplex?

who gets to make the decisions if there's a disagreement between you two on, say a lending opportunity or a prospective tenant?

I wont say a " Grand Slam " , but more like base hits all day long pushing in the runs .