Refi options for a six-unit STR

[Ahuva Druin]

Hi,

I purchased a six-unit apartment and transformed it into a six-unit STR. It's a beautiful property with a pool, picnic benches, and grill stations, on 1/2 acre in a great part of town.

The appraisal shows that with the value I've added, there is significant equity growth.

The issue is that I am having a difficult time finding a lender who will help me REFI out of my hard money loan. If it was 1-4 units, there are programs. If it was a SFH, we could do it. The issue is that it is considered commercial and most banks now will not lend on STR.

Can someone point me in the right direction of who I should contact or where I should explore?

Thanks!