Quote from @Jim Stanley: You should reserve insurance for large claims.Contact the city and report the issue to them.

Hi @Ryan Harrell in each case w/ a lender does a credit check (report - score) has to be undertaken?

I spent a week reporting it to booking.

.- Have they filed a police report?

All businesses can hit speed bumps during any growth period. 

Don't pay any upfront fees unless it's a credit report or an appraisal. 

This is not including any financing costs and closing cost which can easily bump that number to 23k. 

Here are some key elements to include:Lease Agreements: Ensure your contracts reflect the latest laws, such as notice periods for entry or rules around security deposits.Fair Housing Compliance: Familiarize yourself with federal, state, and local fair housing laws to avoid discriminatory practices.Property Standards: Regularly inspect your properties to ensure they meet safety and habitability standards.Tax Documentation: Keep accurate records to comply with tax reporting requirements.4.

You will want to fully understand the tax reporting burden you will face. 

I pull actual credit reports with all of the details.