Do you need to dig into the HOA's finances and find out how much went into insurance, how much went into utilities, repairs, maintenance, improvements, then spread that across the number of owners in order to figure out how much of your $300 per month went where, and roll each items back into their respective "slots" to see if they can be counted towards the three safe harbors? 

By doing this, you will open up 1-2 slots available for Fannie Mae purchases going forward.

Drawers are not much harder, though you may need a router to route the slot back in to the bottom piece of wood.

Do you have a mail slot that they can drop it through?

However, it seems that in many rulings the court has required there be a  specific "nexus" between the condition and the specific animal.

It like a reverse mortgage and putting all the money into the lottery or slots.  

I'm kind of after some specific advice, though.Because of Biggerpockets' extensive sign-in survey, I really expected that I'd be slotted into an Arizona (or even Pima County) RE forum. 

Rich W is voicing concerns that he may have to go up against a top speaker like that (he holds the only spot at the same time as an available speaker spot at this point) and his concerns would be justified.From what I know, this visit will not take place in person, this will be good news for Rich.What I can say right now, is that the visit may take place, but would be through an internet connection and it would take place during my time slot on Friday at 11 AM.Rumors have a way of manifesting into some half truths at times, so I hope this sets some of the record straight.

Of course, family always comes first, and we managed to cobble together a marketing panel to fill the slot.

I looked into it about a year ago and didn't find any, but still have some conventional slots left so I'm using those.I'll also ask a realtor I know in the area that does some flips and has about 20-30 units now he may have some ideas.