Because here, the proposal would increase property taxes about 5x.  

However, a full or partial gift means you inherit their $33K cost basis, potentially increasing your capital gains taxes when you sell in the future.

How do SFHs fare in competition with these rentals as supply increases?

It’s now estimated that Texas has 31.29 million residents, up from the 2020 count of 29.15 million.But Texas also ranked as the top state in the nation for domestic migration and natural increases over the past year.

The state laws (do not quote me) appear to not let these companies increase rates (or its not easy) to pick up the losses.

If private companies continue to provide the insurance, I suspect we will see further increased premium costs which will need to be reflected in the rents tenants pay (all tenants: LTR, MTR, STR).  

Like most markets, there is a growing trend in the area due to affordability and increasing more things to do. 

You increase the likelihood that you continue to receive that $8,500 each month. 

As they see their money is safe and you're succeeding with your plans, they'll usually ask to increase the amount of money they loan to you.

I can get 5 times as many deals without increasing my budget.