You’d get a consistent income which might bring you more income on a year to year basis than renting a room on Airbnb here and there.

I would slow down and think about your BUDGET, what you can get for $30k, and how you can increase your income.

It has a 90-day guarantee... seems worth a try with that in place. 

But I would be passing up on a big promotion that could lead to significant increase in income. 

More on DSCR loans: DSCR loans won't use your income to underwrite the loan.

Then my passive income would solely come from stock investment.2.

After that's under control, focus on increasing income through additional work at your current job, taking on a side hustle, or finding ways to increase income on your existing rental.At the same time, educate yourself.

@Ofir R.Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

-------------------------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

However, when you combine the income from both the units, I think you will end up with more income after a year or two than with a SFH renting by the room.