My name is Chris Harden, I'm a newbie Real Estate Investor currently operating in Las Vegas. 

So for example I'm very conservative and don't want any debt on them because I feel this hardens them in case of a severe recession.

Both could be fixed with weather hardening processes and added natural gas reserves, like we have in the north. 

Yes, your premiums will likely go up, but they're likely going to go up anyway due to a hardening insurance market. 

I generally look at rental properties that are already hardened up as a plus. 

@Keshaun Harden Hi Keshawn send me a DM and will send an Excel workbook I made for my son who is just getting into wholesaling.It is a tool that is designed to run the numbers on a perspective deal and teach the language and metrics of a wholesale transaction.

Hardening a unit is a great strategy as you can then allow pets and increase your ROI (return on investment).

They can be great financial opportunities since they cannot be funded conventionally, and they tend to scare all but battle-hardened flippers.

The point is to harden my rentals, so that I don't have to do another renovation for some time. 

SB-63 would fund fire-prevention efforts in existing communities and train local organizations in statewide standards for home fire preventions (known as “hardening”).