My only concern to look out for is that things can go 'rural' pretty quickly if you start venturing outside of town, and most lenders are going to put the brakes on financing if the appraisal lists the property as 'rural' (has to do with what they perceive as the availability of future tenants).Watertown, NY - It probably is as good as you believe, but the lending licensing is pretty tricky up there, so its just  bit more difficult to find lenders that operate up there.

Do you know what investment strategy you plan to use in the future?

Here are a few of my professional goals for the future: *Growing the GSP REI investor family and fund offerings, while growing our workforce and affordable housing portfolio and expanding our business into different real estate verticals (ask me about our 100 unit affordable housing apartment development project).

Would the 9-year balloon concern you, knowing you'd need to refinance or pay off the balance at potentially higher market rates in the future?

I'm looking forward to the future with everyone!

They refund 2300 back after the first successful deal, and do not require that fee up front for future loans. 

With the future being so uncertain I realized there was a need to do more than just rely on my job for financial security. 

Most STR markets have seasonality, and there are untold issues in the future that will effect cashflow. 

You're dealing with your "bad apple" that will forever help you curate your search criteria whenever you place future tenants. 

Your taxes are none of the ex wife's business and this would seem to address your concerns.I would also put her on notice that future requests for financial discovery will be two-way and if a discrepancy is seen in the other direction you will seek support from her.