Some insurance companies will not even insure buildings that are really old where the plumbing, electrical, etc. has not all been replaced.Insurance companies are like any other business in that they are hedging their risk against size of a claim and frequency versus the revenue coming in for them on the policies they give out.

My garage door guy told me that there are only so many frequencies and someone in the neighborhood could be on the same one.

The other thing to consider is that garage door openers operate on radio frequencies and while newer openers are better, a garage door can be opened by a different opener.

In loss there are two types of issues, frequency and severity.  

Plus, I didn’t like the “hit-and-miss” frequency of receiving the leads…I also decided that once I had all the marketing in place that I could think of… If I still needed leads, then I would give it a try.

Cold weather heat pumps use better (scroll) compressors with inverters to reduce the frequency of thaw cycles.One of the most promising newer ideas for cold-weather is a Canadian designed heat-pump where the compressor sits inside and just the coil and fan assembly sites outside ... this eliminates the freeze up and allows prolonged operation at low (sub-freezing) temperatures.Even in our nasty winters where we will have a week or two where temperatures do not climb above -20C and we are reliant on ancillary heat, the heat pump still comes out ahead over the entire heating season.  

The Z-wave operates at a lower frequency so it is more reliable.

I look at crime maps online and percentage of violent to non-violent crimes and frequency trends.

BP has already had a big impact on me recently, especially regarding my decision with the FB mastery program but I wont get into the details of that here.I am looking forward to beginning real estate investing as a business through wholesaling and flipping with the goal of increasing the frequency and project size until passive income properties can enter the picture.

Of course, there is a thin grey line between the two and some folks do report the proceeds of their flips as capital gains {i.e. they took 1.5-3 years to rehab (and stabilize)the property}, but if you turnover any volume or at shorter frequency your proceeds will be taxed as income.