argues that zoning ordinances should prioritize functional families and not exclude safe uses of housing based on household composition.

I understand why carriers associate Condo/PUD construction with greater liability risk (I am sure being based in Philadelphia, a jury friendly city doesn't help either) but curious which carriers others are finding to price coverage without this exclusion and also price the coverage competitively.This also serves as a reminder to review the coverage when you hire a GC for more substantial or unique construction assignments. 

We consulted with a designer once, but saw it as no value based on what we had already done ourselves.

They will base their DSCR calculation on the market rent 1007.

I'm a former general contractor and cabinet maker based in New York City.

Or you can sell it, split the equity, and go separate ways.I'm not a fan of borrowing from family/friends unless all parties are honest and everything is documented in a written contract.

I'm a new real estate investor based in Calgary looking to network

@Kevin Connauton, I agree with you that although Pad Split is a great choice for getting the rooms filled, they don't cover all your bases in terms of property management.

The drop and Swap is about all we use here due to the confiscatory tax rates based on sale price.

Most lending is based on cashflow, not the 2% rule (although still a good rule of thumb for some types of investments), might have the most help from the group if you provided some of those details here just so it'd be easier for us to help you best.