The city has an excel sheet listing each muni’s code.

I have some homes in Ft Lauderdale and excel in the Short Term Rental space. 

These are excellent strategies—thank you for sharing so openly and not holding back.

Texas remains an exciting market, and you've got some excellent opportunities to diversify or even consolidate into a single high-quality asset.

An excellent multifamily trainer with much credibility in the market is @Gino Barbaro of Jake and Gino.

You've become part of an excellent platform for networking and education!

The course came with PDF texts (not books) and a very lengthy excel sheet to memorize and tackle on my own.

Quote from @Marcus Bledsoe: This is an excellent thread @Jonathan Greene.

I then created an excel sheet with those estimates to know (a) what to offer for land to make my numbers and (b) to hold the sub to what they estimated for me.  

About 20% use DSCR (usually 20-25% down) and the rest are cash or hard money or something else.For $325k purchase:1) As a broker I would negotiate down as its been on the market a while and its especially now in holidays)2) I would also negotiate seller paid closing cost credits, most loans allow 3% which should cover most or all of that.3) Assuming you paid $325k but got closing costs covered I would anticipate a minimum of $32,500 down and maximum $65,000 down depending on lending product chosen.4) Remember you still must furnish and I use $20/ft as a safe estimate to fully outfit an STR property.Best of luck!