However, I try to build discipline and work ethic with it, while they are still handed free sht all the time.

And, in an ethical fund, the investment sponsor has first loss capital and eats any defaults dollar for dollar. 

I got the sense that he has an ethic of service and is out to make a contribution, also as someone with military background (discipline) and active faith (trustworthiness).

Now, IF we were to get into the world of a subject-to acquisition, the occasional ethical buyer might look like this:- Extremely well-capitalized.

These are professionals with additional training and a stricter code of ethics.

The ethically correct thing to do would have been for Kirt to communicate to us during our initial consultation that we were not a good fit for the program given that we were already too advanced.

Or maybe they don’t have great work ethics 🤷🏽‍♀️  I’m literally doing everything they tell me the same day we speak.

However, I am a fan of ethical wholesaling.

Account Closed Some might view wholesaling as ethically problematic because the wholesaler doesn't have a duty to anyone but himself and is thus incentivized to make the worst possible deal for both the seller and the buyer in every transaction.

I have a lot of confidence that if I was starting today with same passion and work ethic that I had a 20 years ago, I could hit same level of success as I achieved.