There are lenders that do not have this requirement of course, but they are mainly hard money lenders or local portfolio style banks. 

While I am a lender, I personally use hard money on all of my own investment projects.

The money is deposited in the 1st even, if it’s a Sunday or a holiday, it can’t bounce, and it can’t be taken back. . 

While I want to make money, I am not greedy, and believe that if I can come up with the right model, I might be able to scale my MTR cash flow?   

Quote from @Carlyn Chism:I agree with Chris on a lender that might be a scam or make you may so much money interest because of the low credit score that you make $1.00 on the flip or no money.  

I spent time and money to finally lock in one deal, which didn't sell until 2024.

Meanwhile, bank money market paying 7.5%. 

I am on my first BRRRR and the issue is lenders keep only wanting to lend on 80% of the purchase price and not the actual appraised value, which would keep my money tied up on the rehab portion as well as 20% of the purchase price.

(I also don't understand how you have a hard money loan with a rate of 7.25%...)offering an equity position that you then buy out in just a few years seems like way too much complexity and risk when you say you just need 30K. 

I would like to buy my investment property through my llc, and use the money to pay off my primary residence.