I am confident that I will be able to refinance the remaining seller note principle with private money to allow me to hold off on putting more money in the deal.

You will find like minded investors, vendors, private money…etc. good luck!

We use it for private lending.

Coos Bay - The main delay with application in this area is whether the property is on public utilities or has a septic system and private or public water source.

Based on IRS Private Letter Rulings (PLR 200805012 and PLR 200901020), development rights can qualify as like-kind property for a 1031 exchange if they are considered interests in real estate under state law.

For example, a private hot tub or pool can command a premium in most markets, which directly impacts ROI.Cost vs.

This allows you to access funds while keeping your existing mortgages intact.Second Mortgage: Explore lenders who offer second-position loans on investment properties, though rates will be higher.Cash-Out HELOC : While traditional banks often restrict HELOCs on non-owner-occupied properties, some portfolio or private lenders may offer HELOCs for investors.With $15-20K in liquid funds, look for deals where you can negotiate terms:Seller Financing: Negotiate lower down payments or interest-only periods.Subject-To Financing: Assume the seller’s existing mortgage while covering the down payment.Lease-to-Own: Lock in the purchase price while using rental income to build equity.

Try looking for lower priced mobile homes on private property that need to be moved. 

One big one is that scaling the lease option sale to a homeowner will attract both public regulatory scrutiny and private litigation, perhaps class action, once it reaches a certain threshold.  

Perhaps you could consider hard money in addition to private money?