Staying with that example, I understand the operational costs and all that fun stuff.

I'd personally say pulling your water heater out and replacing with a wall mount on demand one, would be worth the cost to have in unit washer dryer if you are staying there or renting it, it would be worth it.its always worth doing the big stuff well and correct even if you are cleaning up after someone, the long term hold always prevails, its just a little frustrating front sometimes, but hang in there!

There might be a big discount if you have all your stuff insured with them.

Four acres for a young family sounds like the stuff of cherished memories and endless possibilities.

If a person has RCV or ACV policy makes a huge difference, than question of what coverage level people had and if they had policy add-on's that cover cost over-runs and all that fun stuff, not to mention contents. 

No notable issues to date - mostly minor stuff. 

But read this guys stuff, you can quiz your own CPA on if they're competent in REI. 

The stuff you see here on BP is institutionalized hard money.

I do not stress over the threats because 1) most are meritless and silly 2) they never follow through for RE related stuff 3) I have ample coverage.  

Sorry you are dealing with this, but the fact of the matter is, this stuff happens to all of us, but especially new, self managers.