Those that preach no/low down payments are mostly just trying to appeal to the masses who want everything for nothing that will buy their courses.

Hi Jerrell,  The best option for trying to get a HELOC on a property would be to check with local credit unions. 

I read, listened to audios, took courses, and attended events and seminars.

A cash out refi should take 2-3 weeks with most lenders, and you should have only an appraisal a credit report fee as upfront costs. 

For example, if I do S/P top stocks, I could get around 11%. but if I did real estate and I have a 800 credit score - could I do real estate and make it work harder doing turn key Multifamily. 

Of course, if it is a higher end flip in an expensive area, a professional designer may be necessary.

this is a direct relation to lack of inventory.. new construction on many markets is as robust as its ever been.. we have had spectacular years the last 3 years of course during covid was tough with supply chains but my 500k house I am now selling for 700k and my build cost have gone up by maybe 100k.. so record profits for us.. 

Of course it probably wasn’t even worth the amount owed in taxes as nothing could be built on the lot. 

A couple questions:1) Has anyone worked with local lenders like a local bank or credit union?

Of course, this is all done before we spend money on inspections, etc.It's all about the relationship you develop with the team on the ground.