Your strategy could change the best loan options for you.

Whatever word salad you wanna use doesn't change that.As for the govt teaching you how to do Sub2 deals, I dunno what you're referring to.

Yes the rate is great but if real estate does not appreciate or goes down in the next three years would that change your mind?

Agree w/ @Denver McClureTime change can be factored in for communication, but besides that it doesn't matter. 

The 1031 first would make sense if you needed to reposition to make it more attractive for a refinance or move it to increase cash flow first or change sectors. 

Yes, you’ll have good transit access along 82nd but I believe you aren’t as likely to attract the car-less owner there as you would closer in. 82nd is changing, but I don’t think it’s happening fast enough to justify leave out permanent parking if you’re reselling individually.

After inspections and close to closing our refi, they msged me saying they changed their metrics and will no longer approve our refi.

Strive for constant improvement, adapt to market changes, and continuously learn and develop your skills.

This new rating system changed how FEMA determines flood premiums for the NFIP. - Phase 1 (October 1, 2021)Applied to new policies or existing policies that opted for early renewal under Risk Rating 2.0.- Phase 2 (April 1, 2022)Applied to all remaining existing policies, transitioning them to the Risk Rating 2.0 methodology upon renewal.The new system replaced the decades-old approach to calculating flood insurance premiums, aiming to provide fairer and more accurate rates based on individual property risk.Before Risk Rating 2.0, flood insurance premiums were mainly based on whether a property was inside or outside a designated flood zone and its elevation on a map. 

Malibu allows it but requires a 15% "hotel tax" on the gross revenue.I would recommend looking out of state or underwrite the property as a long term rental in the event laws change.