Ultimately though, it will depend on the lender and the availability of funds (assistance) available for the demographic area that you are purchasing in.Do you have a property that you are looking at?

We are in 3 markets and seeing great occupancy 

And with an HOA handling maintenance, have you checked their reserves?

Although those guys had brick and mortar and where very good at what they did ( screwing people)this new crop are just hiding behind social media and their key board. 

Its a bit of a misnomer and misunderstanding of DSCR that its "only" based on the income the property generates and this creates a lot of confusion. 

Just take some time and look around. 

Then they receive the money and you still keep your money and earn money on it.

There are a number of reasons Phoenix is a top market for fix-and-flip:*Population Growth– Phoenix is still seeing population growth which creates demand for housing and increases home prices.

They pay a fee and go on their merry way.

When we found this deal the community had around 45 homes in it, now we are close to 60 total homes and looking to bring that number up to around 80.