Having a commercial policy usually only covers property and liability, hence the reason for having the umbrella as well.

There's usually a good reason why a company is cheaper or more expensive.

I looked at their books at that is their actual expenses at this point.

I have actually cashed out a lot of my IRA now bc I have so much depreciation from RE that my tax bracket is very low and the taxes to pay on the IRA withdrawal are also pretty much non existent (taking aside the penalty). 

I saw how that proposal is basically her giving me a 0% loan, but at the same time I believe that structure will avoid her taking a large loss (approximately 30k if she accepts a 300k offer).I do not know why she doesnt get a PM, I only share the facts of when she purchased it, the purchase price, and the reasoning she shared with my realtor as to why she is selling after such a short time period.

Greene Met is very reasonable to work with for the most part. 

Reason to ask is because Launch Control requires you to put at least the company's abbreviation on the SMS template.

I realize I don't have the actual NOI, but that price sounds super high for the gross income you're stating in your narrative.

Your actual property taxes alone on that will be over $10K a year in 2025 and don't forget about that supplement tax headed your way.I would suggest keeping the others and maybe changing to LTR if that will give you consistent cash flows.  

The fix-up and increased value will not matter to the IRS as long as you sell within a reasonable time frame of the house passing into the estate.