I wonder how long Aircover will last and continues its amazing program. 

See the chart from Fair Isaac Company (FICO) below: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyAccording to this chart, investors should use corresponding vacancy+tenant-nonperformance factors of approximately 5% for Class A rentals, 10% for Class B and 20% for Class C.To address Class C payment challenges, many industry "experts" are now selling programs to newbie investors about how Section 8 tenants are the cure.

This criteria is for 1-4 and 5-8 unit programs.

.- After closing, you can do some of the work yourself to save money, but the program doesn't allow you to pay yourself.You will want to buy a Class B property, maybe Class C+, in an area that seems to be improving.

Lastly and before you think I am going to sell you a training program that cost thousands of dollars.  

There are many who preach this program but the reality is if you run the actual numbers I would argue that is NOT the case.

This is because most of the financing comes from government programs and they, of course, prefer to keep as much investing as possible within the country.  

I use quickbooks now for my other businesses.......I don't really like it that much.Does anyone have suggestion about a good accounting program for investors?

. , I didn't want it to loose that tenant so simply i helped him to get " energy assistance" this is a program to help people out if they can't afford heating bills , I don't know if it is in your state so you my want to check this out.

Ask them a lot of questions about their loan programs and the costs associated.2.