I live and work in the Atlanta, GA area.

Have you had a talk with the PM about this? 

You can't actually pay it off directly because they've been securitized, and the people who invested in those securities did so because of the specific certainty of the payment schedule.What you do in a defeasance is use the proceeds of the sale or the funds from your new lender to purchase treasury bonds that are packaged to make the exact payment amounts and timings on the remaining term of the loan, and then assign those bonds to your old lender.

The conference was the first of it's type I've attended...

They moved in and within 24 hours sent the following letter (names have been changed): "Hi Dawn and Brian,Sindy and I are frustrated, disappointed, and really struggling with the idea of moving forward with the move into your home.We realize this is the first time you have rented a property to someone, and may not be aware of the responsibilities that landlords have, and want to inform you that there are habitability issues with the home that are quite literally against the law, pursuant to Colorado’s Warranty of Habitability Law, CRS §§ 38-12-501 et seq.

Real estate loans to owner occupied properties where the business of the owner is closed down - or SHOULD be, and the owner needs some time to sell the property.  

She gets the master bedroom and my nephew gets the third room.

Also keep in mind the location.

The duplication is mentioned by name by Santarelli and on the slide also included the following entities: Linens and Things, Stein Mart, Modell’s Sporting Goods, and RadioShack (37:52).

I appreciate the insight and the actionable next steps.