What you use is what you have to pay back.Cash-Out Refinance Cash-out refinance this gives you cash from the equity you have built up in your home.

I know I can't have it all but looking for a stable appreciating with some cash flow and a turnkey SFH.

We have excellent credit and cash capital.

If your priority is cash flow, then you need to look at markets that support that.

Are you cash flowing the property?

Hello -Looking to buy a duplex in Albany, NY as an investment property but have little cash. 

Even the funding alone is easier since you now have a cash flowing property that can help you fund your seed money faster. 

I would also ask them about cash for keys since I would initially offer the tenant this. 

If you have cash, you could pay off the underlying loan2.

The modest cash flow could be reinvested, eventually allowing me to build a portfolio of income-generating properties.I recognize your point about needing $2.5M–$3M in cash to consistently replace a six-figure income.