After I visit, I always sit down with them, I fill up my renovation cost form, sometime I bring comps, and I do all my calculation in front of them so they understand the price I'm offering.The only time the seller felt insulted was an old Haitian women that sought I was racist, but that was mostly a cultural problem.

There is a renter culture due to so many people moving her from somewhere else that its possible to get tenants that enjoy renting rather than renting just because they can't afford to buy.  

Aspiring to leverage portfolio as it develops towards local community and cultural improvements that go hand-in-hand with top-notch financial performance.

The Finance Minister announced steps to curb the influx of foreign capital into the Canadian Real Estate Market  (in which he really meant TO and Vancouver ... down east we are not really suffering from the influx of foreign money ... sure we lost a 50-unit deal a couple of years ago to a Chinese investor, but the property was not worth what s/he paid, so we'll see it back on the market eventually).That said, Ottawa is only removing a loophole which has allowed foreigners to purchase a residence in Canada, claim it as their principal residence and then benefit from the personal residence {captial gains} tax exemption when they sell.  

Our culture of having things now instead of delaying gratification and working toward something when we can afford it has crippled our people.

The eviction culture is another.

Could just be the culture down here in Miami, but listing agents rather work with the smaller regional and local banks.

Hot spots in my town are going to be located closer to the Cultural district lately.  

There are certainly going to be some tried and true elements, but we believe as technology, culture, etc. change that so may business structures and practices.With all of that said, as brokers and agents, what service, support, and features are most valuable and most attractive to you in where you choose to do business?

Hassle free tenants by culture.