@Ann Bellamy a default for a HML in the scenario you describe would lead to a huge loss for them.now as you state maybe a unicorn.. or someone who is totally ignorant... non recourse is 40 to 50% down.You can try dohardmoney.com  they charge up front 3 to 5k with no guarantee of funding.. and with very mixed reviews  some say they got loans.. others have blown 5k and never got funded.. if you want to give up equity this could happen ... you can put 10% down with Gorilla in Eugene but they will want PG and they will want significant upside.so you cant have it both ways  lowest rates HIGHEST risk.... unless of course you simply use your own money then

If not, has anyone successfully installed a submetering system for water or gas in PG County?

Im not a big fan of southern PG County, except for maybe Ft Washington. 

We’re very familiar with PG County and Anne Arundel County but again, no limits.

PG county comes up frequently—but schools in PG aren’t great.

id=Tz-AfKLCbtUC&pg=PT78&lpg=PT78&dq=rental+expenses+start+up+before+service&source=web&ots=Ht32crMTZ5&sig=qmTopLeRGgvPBWyYIoH4afvOJ70&hl=en#PPT80,M1This is what is wrong with our Tax System..

PG County, Baltimore, Waldorf.

Baltimore City and PG county are perhaps the best bet for smaller investors.

Account Closed   I have wrestled with this in my 30 years of doing HML's  and have gotten thousands of PG's but I can't name one that we actually went after.. the issue being those ( and this is generally speaking) those folks that borrow HML  by the time you would be in a foreclosure situation and have to move against the PG there is little to get.. its very expensive and darn near impossible to collect..

Saunders is a convicted criminal from PG county(look his name up in VA and MD courts) or even try google!