I have clients come over all of the time that went with a value PM shop and after massive headaches and unnecessary expenses they look for another PM.

We waited, leaving our stuff in the uncarpeted areas as we felt it would be unnecessary to move back if we were going to have to move it back if he was coming back to paint.

QuickBooks is a great product, but, in my opinion, unnecessary for one property.

That's why I'm hesitant to raise rents if I can still cut unnecessary costs.

What is usually unnecessary in a policy.  

I hate paying for unnecessary things and the PMI is just the mortgage company's hedge on you not paying your loan.  

.  ($750k if market holds)Our plan was to get the house to CO, then HELOC to finish the other guest bathroom, Trim, do backsplashes and other “unnecessary” finishes.Due to covid  my banker told me things have tightened up so they won’t loan on a house that’s not 100% complete.Looks like my only option now is utilize hard money to Finish the house to 100% completion.  

However, I would try to work out a solution with the other landlord before doing this, as it could create some unnecessary tension if you didn't.These are just a few ideas off the top of my head.

I often break it down into the "five pillars" of protecting your assets.1st pillar is avoiding unnecessary and risky activities (don't drink and drive, insurance generally won’t cover your poor decisions) and take good care of your investments - these simple steps will help you prevent lawsuits before they even occur.2nd pillar is a good insurance policy as that cover the majority of your exposure.

While you should always strive to avoid unnecessary fees whenever possible you are not technically late if you miss the 15th.