Though I have no way to predict exactly when the recession might hit - it might have even started - and even the pundits don't know.   

There's too much variation to predict exactly what each type is willing to offer as a minimum or a maximum.My partner on the rentals we own didn't believe in cash for keys at all so we never offered on the foreclosures we bought together.

So how can the investor and their agent accurately predict an ARV that will be in line with the banks opinion?

I know specific predictions are impossible, but what are some likely potential scenarios?

There is no way to predict!

Also acknowledge the location of clubhouse and predict the success of the property location. 

I also understand that no one can really predict a true recession.With all that in mind and the market going haywire, is anyone else pumping the brakes on BRRR investing or being more cautious?

A lot of people point to increased prices and predict a slow down. 

The line graph for housing prices never remains completely straight and it’s often difficult to predict where things will turn next.

Nice safe, secure assets with predictable growth.The difference in an IUL is that they take the interest that would have otherwise been credited to the policy's cash value and they use it to hedge in the Index Options markets.